Privileged Status is recognized throughout the Midwest.

Look for the symbol on ATM machines and avoid surcharges.

Click here for a complete Privileged Status location list

Click here for a complete Shazam location list

 
New regulations allow for financial institutions to charge for the use of their ATM machines; although, as a First Independent Bank customer you will NOT BE CHARGED any surcharges at any of our ATM locations which include:

Russell Branch: 300 Front St.
Marshall Branch: 105 Market Street
Super-Walmart Branch: 1221 East Main Street
Balaton Branch: 108 3rd Street
Wood Lake Branch: 53 2nd Avenue

Privileged Status

Another great advantage of being a First Independent Bank customer is that we are part of the Privileged Status program Shazam offers. Privileged Status is a program within the Shazam Network which allows our customers to use the ATM’s of other participating Privileged Status financial institutions with no surcharge fees. What this means to you is that this will expand the number of surcharge-free ATM locations available to you.

In Balance

A group of Minnesota Community Banks have formed an ATM alliance to provide their cash and check card customers access to statewide surcharge-free ATMs. The Minnesota Community Banks that are members of In Balance can provide you with great personal service and the advantage of surcharge-free ATMs. throughout Minnesota that display the "Inbalance" logo and colors as displayed on this web site. This alliance of Banks and ATMs is growing daily so watch this web site for new additions. If your bank is not a member of In Balance, ask them to join today, or check our web site for a convenient bank location in your neighborhood!

SAFETY PRECAUTIONS FOR ATM TERMINAL USAGE

Please keep in mind the following basic safety tips whenever you use an ATM:

Have your ATM Card or ShazamCheck Debit Card ready to use when you reach the ATM.

If you are new to ATM usage, use machines close to or inside a financial institution until you become comfortable and can conduct your usage quickly.

If using an ATM in an isolated area, take someone else with you if possible.

Do not use ATMs at night unless the area and machine are well-lighted. If the lights are out, go to a different location.

If someone else is using the machine you want to use, stand back or stay in your car until the machine is free. Watch out for suspicious people lurking around ATM’s especially during the times that few people are around.

When using the machine, stand so you block anyone else’s view from behind.

If anything suspicious occurs when you are using a machine, cancel what you are doing and leave immediately.

Do not stand at the ATM counting cash. Check that you received the right amount later in a secure place, and reconcile your receipt then.

Keep your receipts and verify transactions on your account statement. Report errors immediately. Do not leave receipts at an ATM location.